6/27/2023 0 Comments Dave ramsey wheel of life![]() Is making this notebook pretty a necessary thing in the grand scheme of living frugally? Heck no. The first incident occurred when I was determined to find a way to make my Fly Lady Control Journal look nice so that I would use it cheerfully and consistently (I’ve since started calling this Control Journal my Family Notebook so that I don’t feel too Type A about it). ![]() I came close not once, but twice, this past week to succumbing to Impatient Purchasing. An Impatient Purchase is when you buy something that doesn’t necessarily meet your needs just because you are overly motivated to meet the need more quickly than is necessary. What is an Impatient Purchase? It’s not the good old-fashioned spontaneous impulse buy-where you run across something that sings to you, you know is a good deal and you can likely find it in your budget-so you go for it. It gave me the opportunity to devise five helpful rules for myself to guard against making these Impatient Purchases. I recently had a run in with what I call Impatient Purchasing. I find myself challenged, more often than I like, with having patience. Patience is supposed to be a virtue but, boy, can it be difficult to have. My five year old walking around hollering “Freeeeedooommmmm!!!!!” or “I’m debt free!!!!!!!” from listening to Dave Ramsey’s free podcast with me in the car or while I’m on the treadmill is hilarious.The memories stay more golden for me this way. I love knowing on the ride home that I will not be getting the bill in the mail. Vacations planned and paid for in cash are FAR more fun because you can truly be in the moment.And I’m very motivated to make sure they don’t travel the debt road we have. My kids understanding of money has improved greatly.When we do eat out it really does feel like a treat because it is. ![]() Eating at home is healthier and we don’t need to leave a tip. I’ve learned to cook some great fun food, like homemade pizza.(Underwear and socks left on the floor, yes. I can’t recall the last time we argued over money. There are almost no arguments about money in our house.As we’ve gotten closer to debt freedom we are getting giddy about making plans for our money instead of our debt making the plans for us.(If you haven’t started yours here are two blog articles that might help you: How to Make a Budget That Works over at and How to Make a Budget over at ) At first making a budget is confusing and frustrating. Budgeting has become a fun game for us.When we took our son to the emergency room last winter we weren’t afraid of the bill in the same way we would have been before our debt free journey so we focused more easily on making sure he was getting the care he needed. Surprise expenses are only annoying now and not fear inducing.Less mail and far fewer bills in my mailbox.We’ve experienced both highs and lows on our road to debt freedom and today I want to share with you some of the fun and unexpected things that have happened on our journey.
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